Bulgaria Visa for Indians 2025-2026: Complete Guide with Latest Updates

Recent Developments

1. Bulgaria's Full Schengen Integration (January 1, 2025) Bulgaria achieved full Schengen membership, eliminating land border checks with Romania and other Schengen states. This makes travel more seamless for Indian tourists.
2. Long-Term Visa Services Expansion (November 1, 2025) Bulgaria launched Type D visa application services across India through VFS Global, allowing Indians to apply for work, study, and family reunification visas without traveling abroad.
3. VFS Centre Expansion New VFS centres opened in Chennai, Kolkata, and Ahmedabad in mid-November 2025, making visa applications more accessible for Indians in these regions.
4. Increased Visa Appointments With the expansion of VFS centres, appointment availability has improved significantly, reducing wait times for applicants.
5. Digital Application Enhancements VFS Global has improved its online portal, making it easier to fill applications, book appointments, and track visa status.

Future Developments to Watch

1. EU VAP Platform (Expected 2030) The European Union is developing a unified online visa application platform (EU VAP) that will streamline Schengen visa applications. This will allow complete online applications without visiting visa centres.
2. ETIAS Implementation (Expected 2026) The European Travel Information and Authorization System (ETIAS) will be introduced for visa-exempt travelers. This won't affect Indians (who need visas), but it's important to be aware of changing European entry requirements.
3. Bulgaria Euro Adoption (Expected 2026) Bulgaria is expected to adopt the Euro as its currency in 2026, replacing the Bulgarian Lev. This will simplify financial planning for Indian tourists.

Do Indians need a visa for Bulgaria? Yes, Indian passport holders require a visa to enter Bulgaria. Since January 1, 2025, Bulgaria has become a full member of the Schengen Area, making a Schengen visa mandatory for all Indian citizens planning to visit.

Key Updates for 2025-2026:

• • Bulgaria joined the Schengen Area on January 1, 2025
  • Long-term (D) visa applications now available across India from November 1, 2025
  • VFS Global centres operational in 6 major Indian cities
  • Uniform Schengen visas now valid throughout the entire Schengen zone
  • No visa-on-arrival facility available for Indian citizens

On January 1, 2025, Bulgaria achieved full Schengen Area membership, marking a significant milestone in European integration. This development has important implications for Indian travelers.

What Changed After January 1, 2025?

Before January 2025:

• Bulgaria issued national visas with limited validity
• Separate visa required for other Schengen countries
• Border checks at land borders with other Schengen states

After January 2025:

• Bulgaria issues uniform Schengen visas
• Single visa valid for all 27 Schengen countries
• No internal border checks at land borders
• Free movement throughout the Schengen Area

Benefits for Indian Travelers

With Bulgaria's full Schengen integration, Indian travelers holding a Bulgarian Schengen visa can now:

1. Travel freely across all 27 Schengen member states
2. Stay up to 90 days within any 180-day period throughout the Schengen Area
3. Enter and exit through any Schengen country without additional visas
4. Plan multi-country trips more easily across Europe

Expert Insight: According to visa consultants, this integration makes Bulgaria an attractive entry point for Indians planning European tours, as Bulgarian visa appointments are often more readily available compared to popular destinations like France or Germany.

Bulgaria offers two primary visa categories for Indian citizens, each designed for specific travel purposes and durations.

1. Short-Stay Schengen Visa (Type C)

Purpose: Tourism, business, family visits, medical treatment, short-term courses Duration: Up to 90 days within any 180-day period Validity: Typically 180 days (6 months) Entry: Single, double, or multiple entry Schengen Access: Valid throughout all Schengen countries

2. Long-Stay National Visa (Type D)

Purpose: Work, study, research, family reunification, long-term residence Duration: More than 90 days (typically 6-12 months) Validity: Matches the intended stay period Entry: Multiple entry Conversion: Can be converted to a residence permit in Bulgaria

Special Exemptions

Diplomatic and Official Passport Holders: Indian citizens holding valid Diplomatic or Official passports are exempt from visa requirements for Bulgaria since July 2, 2009.

Bulgaria Short-Stay Schengen Visa (Type C) 

The Schengen short-stay visa is the most common visa type for Indian tourists, business travelers, and those visiting family or friends in Bulgaria.

Eligibility Criteria

To qualify for a Bulgaria short-stay Schengen visa, you must:

• Hold a valid Indian passport with at least 6 months validity beyond your intended departure date
• Have a clear purpose of visit (tourism, business, family visit, etc.)
• Possess sufficient financial means to support your stay
• Have confirmed accommodation arrangements in Bulgaria
• Intend to return to India after your visit
• Not be on the list of persons temporarily banned from entering Bulgaria
• Have no intention of working or studying long-term in Bulgaria

Visa Validity and Stay Duration

Standard Validity: 180 days (6 months) Maximum Stay: 90 days within any 180-day period Entry Types: Single, double, or multiple entry

Important Note: The 90/180 rule applies across the entire Schengen Area. This means your 90-day allowance includes time spent in any Schengen country, not just Bulgaria.

Multiple-Entry Visa Eligibility

Indian citizens who have previously held and properly used a Bulgarian short-stay visa may be eligible for a multiple-entry visa valid for up to one year. Requirements include:

• Previous Bulgarian visa issued and used in accordance with regulations
• Clean travel history with no overstays or violations
• Demonstrated need for multiple entries
• Strong ties to India (employment, property, family)

Travel Insurance Requirements

Mandatory Coverage: All applicants must have travel medical insurance covering:

• Minimum coverage: €30,000 (approximately ₹27,00,000)
• Valid throughout the Schengen Area
• Coverage for medical emergencies, hospitalization, and repatriation
• Valid for the entire duration of stay

Recommended Providers: Several Indian insurance companies offer Schengen-compliant travel insurance, including ICICI Lombard, Bajaj Allianz, HDFC ERGO, and Tata AIG.

Bulgaria Long-Stay National Visa (Type D)

Major Update: Long-Term Visa Services Now Available in India

In a landmark development announced on October 24, 2025, Bulgaria expanded its long-term visa (D visa) services across India through a partnership between the Bulgarian Embassy and VFS Global. This initiative, which became operational on November 1, 2025, allows Indian citizens to apply for long-stay visas within India for the first time.

Who Needs a Type D Visa?

The long-stay national visa is required for Indian citizens planning to:

1. Work in Bulgaria - Employment contracts, business ventures, freelance work
2. Study in Bulgaria - University programs, research projects, academic exchanges
3. Family Reunification - Joining family members residing in Bulgaria
4. Long-term Research - Scientific research, academic collaborations
5. Retirement - Long-term residence for retirees
6. Other Long-term Purposes - Stays exceeding 90 days

Application Process for Type D Visa

Where to Apply: VFS Global centres in New Delhi, Mumbai, Bengaluru, Chennai, Kolkata, and Ahmedabad (operational from mid-November 2025)

Processing Timeline:

• Standard processing: 15-20 working days
• Complex cases: Up to 30 working days
• Urgent cases: Expedited processing available (additional fees apply)

Required Documents for Type D Visa

In addition to standard visa documents, Type D applicants must provide:

For Work Visa:

• Employment contract or job offer letter from Bulgarian employer
• Work permit approval from Bulgarian authorities
• Proof of qualifications and professional credentials
• Company registration documents (if self-employed)

For Study Visa:

• Admission letter from recognized Bulgarian educational institution
• Proof of tuition fee payment or scholarship
• Academic transcripts and certificates
• Proof of accommodation in Bulgaria

For Family Reunification:

• Proof of family relationship (marriage certificate, birth certificate)
• Sponsor's residence permit or Bulgarian citizenship proof
• Sponsor's financial documents
• Accommodation proof in Bulgaria

Conversion to Residence Permit

The Type D visa serves as a prerequisite for obtaining a Bulgarian residence permit. Upon arrival in Bulgaria, visa holders must:

1. Register with local authorities within 7 days
2. Apply for residence permit within the visa validity period
3. Provide additional documents as required by Bulgarian immigration
4. Undergo medical examination (if required)
5. Pay residence permit fees

Essential Documents for All Visa Types

1. Valid Passport

Requirements:

• Valid for at least 6 months beyond intended departure date
• Issued within the last 10 years
• Contains at least 2 blank pages for visa stamps
• In good condition without damage or alterations

Expert Tip: If your passport is nearing expiration, consider renewing it before applying for a visa to avoid complications.

2. Completed Visa Application Form

How to Complete:

• Download from VFS Global website or Bulgarian embassy website
• Fill in all fields legibly using typed letters
• Names must match passport exactly (in Latin letters)
• Information can be filled in English or Bulgarian
• Must be signed personally by the applicant
• No corrections or overwriting allowed

Common Mistakes to Avoid:

• Incomplete sections
• Mismatched information with passport
• Unsigned forms
• Using incorrect visa type
• Providing outdated contact information

3. Passport-Size Photographs

Specifications:

• Size: 35mm x 45mm
• Recent photograph (taken within last 6 months)
• Color photograph on white background
• Face must cover 70-80% of the photograph
• Neutral facial expression with mouth closed
• Both eyes clearly visible
• No glasses with tinted lenses
• No headwear (except for religious reasons)
• High-quality print on photo paper

Quantity Required: 2 identical photographs

4. Travel Itinerary

Must Include:

• Confirmed round-trip flight reservations
• Detailed day-by-day travel plan
• List of cities and attractions to visit
• Transportation arrangements within Bulgaria
• Border crossing plans (if visiting other Schengen countries)

Important: Do not purchase non-refundable tickets before visa approval. Use flight reservations or dummy tickets for visa application purposes.

5. Accommodation Proof

Acceptable Documents:

• Hotel booking confirmations (with booking reference)
• Hostel reservations
• Rental agreement (if renting apartment)
• Invitation letter from host (if staying with friends/family)
• Property ownership documents (if staying in own property)

For Invitation Letters:

• Must be notarized
• Include host's full details and address
• Specify relationship with applicant
• Confirm accommodation provision
• Include host's ID proof and residence permit

6. Financial Documents

Purpose: To prove you have sufficient funds to cover your stay in Bulgaria

Required Documents:

• Bank statements for last 6 months
• Salary slips for last 3 months
• Income tax returns (ITR) for last 2 years
• Fixed deposit statements
• Credit card statements
• Sponsorship letter (if sponsored)

Minimum Balance Guidelines:

• Approximately €50-60 per day of stay
• For 15-day trip: Minimum ₹75,000-90,000
• For 30-day trip: Minimum ₹1,50,000-1,80,000

Sponsorship Requirements: If someone else is sponsoring your trip:

• Notarized sponsorship letter
• Sponsor's bank statements (6 months)
• Sponsor's income proof
• Relationship proof with sponsor
• Sponsor's ID proof

7. Employment/Education Proof

For Employed Individuals:

• Employment certificate on company letterhead
• No Objection Certificate (NOC) from employer
• Leave approval letter
• Company registration documents
• Business card

For Self-Employed/Business Owners:

• Business registration certificate
• GST registration
• Income tax returns
• Bank statements showing business transactions
• Company profile

For Students:

• School/college ID card
• Bonafide certificate from institution
• Leave approval from institution
• Parent's sponsorship letter
• Parent's financial documents

For Retirees:

• Pension statements
• Retirement proof
• Bank statements showing pension credits
• Property documents (if applicable)

8. Travel Insurance Certificate

Coverage Requirements:

• Minimum coverage: €30,000
• Valid throughout Schengen Area
• Covers entire duration of stay
• Includes medical emergencies, hospitalization, repatriation
• Issued by recognized insurance provider

Cost: Approximately ₹500-1,500 per person for 15-30 days

9. Cover Letter

What to Include:

• Purpose of visit
• Detailed travel itinerary
• Accommodation details
• Financial arrangements
• Employment/education status
• Intention to return to India
• Contact information

Length: 1-2 pages, formal business letter format

Additional Documents (Situation-Specific)

For Business Visa:

• Invitation letter from Bulgarian company
• Business registration of inviting company
• Details of business meetings/conferences
• Previous business relationship proof

For Medical Treatment:

• Medical reports from Indian doctors
• Appointment confirmation from Bulgarian hospital
• Cost estimate for treatment
• Proof of payment or financial guarantee

For Conference/Event Attendance:

• Conference registration confirmation
• Invitation from organizers
• Event details and schedule
• Proof of registration fee payment

For Minors (Under 18):

• Birth certificate
• Parental consent letter (notarized)
• Parents' passport copies
• School leave approval
• If traveling with one parent: Consent from other parent

Official Visa Fees (As of December 2025)

Exchange Rate: €1 = ₹91 (approximate, subject to fluctuation)

VFS Global Service Charges

In addition to the visa fee, VFS Global charges a service fee:

VFS Service Fee: ₹2,415 per application (inclusive of GST)

Total Cost Example (Adult Short-Stay Visa):

• Visa Fee: ₹7,280
• VFS Service Fee: ₹2,415
• Total: ₹9,695

Fee Exemptions

The following categories are exempt from visa fees:

1. Children under 6 years - Completely free
2. Students and researchers - Traveling for study or scientific research
3. NGO representatives - Under 25 years, attending events
4. Family members of EU/EEA citizens - Specific conditions apply
5. Diplomatic/Official passport holders - Indian government officials

Payment Methods

Accepted Payment Modes at VFS Centres:

• Cash (Indian Rupees)
• Credit/Debit cards (Visa, Mastercard)
• Demand Draft in favor of VFS Global

Important Notes:

• Visa fees are non-refundable, even if visa is rejected
• Fees are subject to change based on exchange rates
• Additional courier charges apply if you want passport delivered
• Premium lounge services available at extra cost

Hidden Costs to Consider

Total Budget for Bulgaria Visa Application:

• • Visa fee: ₹7,280
  • VFS service charge: ₹2,415
  • Travel insurance: ₹500-1,500
  • Photographs: ₹100-200
  • Document photocopies: ₹100-200
  • Travel to VFS centre: ₹500-2,000
  • Courier charges (optional): ₹500-700
  • Estimated Total: ₹11,000-13,000

Complete Guide to Applying for Bulgaria Visa from India

Step 1: Determine Your Visa Type

Timeline: 2-3 months before travel

Identify whether you need:

• Type C (Short-stay) for tourism, business, family visit
• Type D (Long-stay) for work, study, long-term residence

Step 2: Gather Required Documents

Timeline: 4-6 weeks before application

Create a checklist and collect all required documents:

• Passport and photocopies
• Photographs
• Financial documents
• Travel itinerary
• Accommodation proof
• Travel insurance
• Employment/education proof
• Cover letter

Pro Tip: Organize documents in the order specified in the VFS checklist to expedite processing.

Step 3: Complete Visa Application Form

Timeline: 1 week before appointment

How to Fill:

1. Visit VFS Global Bulgaria website
2. Download the Schengen visa application form
3. Fill all sections accurately
4. Double-check all information
5. Print and sign the form

Online Application Option: Some applicants can fill the form online through the VFS portal.

Step 4: Book Appointment at VFS Global

Timeline: 2-4 weeks before intended travel

Booking Process:

1. Visit visa.vfsglobal.com/ind/en/bgr
2. Create an account or log in
3. Select visa type and appointment date
4. Choose preferred VFS centre
5. Pay appointment booking fee (if applicable)
6. Receive appointment confirmation via email

Important: Appointment slots can fill quickly, especially during peak season (April-September). Book as early as possible.

Step 5: Pay Visa Fees

When: At the time of appointment or online before appointment

Payment Options:

• Online payment through VFS portal
• Cash payment at VFS centre
• Card payment at VFS centre

Receipt: Keep the payment receipt as proof of payment.

Step 6: Attend Visa Appointment

What to Bring:

• Appointment confirmation
• All original documents
• Photocopies of all documents
• Visa fee payment receipt
• Passport

At the VFS Centre:

1. Security check and entry
2. Token number assignment
3. Document verification
4. Biometric data collection (fingerprints and photograph)
5. Document submission
6. Receipt of acknowledgment slip

Duration: Typically 30-60 minutes

Biometric Requirements:

• Required for first-time applicants
• Valid for 5 years
• Exemptions: Children under 12, persons with physical impossibility

Step 7: Track Your Application

Tracking Methods:

1. Online Tracking: Use reference number on VFS website
2. SMS Updates: Receive status updates via SMS
3. Email Notifications: Get updates on registered email
4. VFS Helpline: Call customer service for status

Status Updates:

• Application received
• Under process at embassy
• Decision made
• Ready for collection

Step 8: Collect Your Passport

Collection Options:

Option 1: Self-Collection from VFS Centre

• Bring acknowledgment slip and ID proof
• Collect during VFS working hours
• No additional charges

Option 2: Courier Delivery

• Opt for courier service at time of application
• Additional charges: ₹500-700
• Delivered to registered address
• Tracking available

What to Check Upon Receipt:

• • Visa sticker details (dates, type, entries)
  • Passport condition
  • Spelling of name and other details
  • Visa validity period

Bulgaria Visa Application Centres Across India

As of November 2025, VFS Global operates Bulgaria visa application centres in 6 major Indian cities, making it convenient for applicants across the country.

1. New Delhi

Address: DLF Capitol Point, Metro Station, LIC Shivaji Stadium, Baba Kharak Singh Road, Hanuman Road Area, Connaught Place, New Delhi, Delhi 110001

Working Hours:

• Monday: 09:00 AM - 01:00 PM
• Tuesday: 09:00 AM - 01:00 PM
• Wednesday: Closed
• Thursday: 09:00 AM - 01:00 PM
• Friday: Closed
• Saturday-Sunday: Closed

Nearest Metro: Shivaji Stadium Metro Station (Blue Line)

Contact: +91-11-4969-7799

2. Mumbai

Address: 1st Floor, "G" Block, Trade Centre, Bandra Kurla Complex, Bandra (East), Mumbai 400051

Working Hours:

• Monday to Friday: 08:00 AM - 03:00 PM
• Saturday-Sunday: Closed

Nearest Station: Bandra Kurla Complex

Contact: +91-22-6740-1000

3. Bengaluru

Address: 22, Gopalan Innovation Mall, Bannerghatta Main Road, Sarakki Industrial Layout, 3rd Phase, J.P. Nagar, Bengaluru, Karnataka 560076

Working Hours:

• Monday to Friday: 08:00 AM - 03:00 PM
• Saturday-Sunday: Closed

Nearest Metro: Jayanagar Metro Station

Contact: +91-80-4090-3600

4. Chennai

Address: VFS Global Centre, Chennai (Operational from mid-November 2025)

Working Hours: Monday to Friday: 08:00 AM - 03:00 PM

Contact: Check VFS Global website for updated details

5. Kolkata

Address: VFS Global Centre, Kolkata (Operational from mid-November 2025)

Working Hours: Monday to Friday: 08:00 AM - 03:00 PM

Contact: Check VFS Global website for updated details

6. Ahmedabad

Address: VFS Global Centre, Ahmedabad (Operational from mid-November 2025)

Working Hours: Monday to Friday: 08:00 AM - 03:00 PM

Contact: Check VFS Global website for updated details

Important Notes About VFS Centres

Appointment Mandatory: Walk-in applications are not accepted. You must book an appointment online.

Documents Submission: Only the applicant or authorized representative can submit documents.

Biometric Collection: First-time applicants must appear in person for biometric data collection.

Premium Services Available:

• • Prime Time appointments (early morning/late evening)
  • Premium Lounge access
  • Express document verification
  • SMS updates
  • Courier services

How Long Does It Take to Get a Bulgaria Visa?

Standard Processing Time

Short-Stay Schengen Visa (Type C):

• Standard: 15 calendar days
• Extended: Up to 30 calendar days (in exceptional cases)
• Maximum: 45 calendar days (for complex applications)

Long-Stay National Visa (Type D):

• Standard: 15-20 working days
• Complex cases: Up to 30 working days
• Additional documentation required: May extend further

Factors Affecting Processing Time

1. Application Volume: Peak season (April-September) may cause delays
2. Document Completeness: Incomplete applications take longer
3. Background Verification: Security checks may extend processing
4. Embassy Workload: Varies by time of year
5. Additional Documentation: Requests for more documents add time

When to Apply

Recommended Timeline:

• Earliest: 3 months (90 days) before intended travel
• Latest: 2 weeks (15 days) before intended travel
• Ideal: 6-8 weeks before travel date

Expert Advice: Apply at least 2 months before your planned travel to account for any delays or additional document requests.

Visa Validity Period

Short-Stay Schengen Visa (Type C)

Typical Validity: 180 days (6 months) Stay Duration: Up to 90 days within any 180-day period Entry Types:

• Single entry: One entry only
• Double entry: Two entries allowed
• Multiple entry: Unlimited entries during validity

Understanding the 90/180 Rule:

• You can stay maximum 90 days in any 180-day period
• The 180-day period is a rolling window
• Applies to entire Schengen Area, not just Bulgaria
• Overstaying can result in bans and penalties

Example:

• Visa validity: January 1 - June 30, 2026
• You can enter anytime between these dates
• Maximum stay: 90 days total
• If you stay 30 days in January, you have 60 days remaining

Long-Stay National Visa (Type D)

Validity: Matches the purpose and duration of stay Typical Duration:

• Work visa: 6-12 months (renewable)
• Study visa: Duration of academic program
• Family reunification: 6-12 months initially

Conversion to Residence Permit:

• Type D visa holders must apply for residence permit
• Application must be made within visa validity period
• Residence permit allows longer stays and more rights

Visa Extension

Can You Extend a Bulgaria Visa?

Short-Stay Visa (Type C):

• Generally cannot be extended
• Exceptions: Force majeure, humanitarian reasons, serious personal reasons
• Extension application must be made before visa expires
• Extension limited to maximum 90 days total

Long-Stay Visa (Type D):

• • Can be converted to residence permit
  • Residence permit can be renewed
  • Must meet continued eligibility requirements

Bulgaria Visa Rejection Statistics

According to official Schengen visa statistics for 2024, Bulgaria rejected approximately 9.4% of short-stay visa applications. While this is relatively low compared to some other Schengen countries, understanding common rejection reasons can help you avoid them.

Top 10 Reasons for Bulgaria Visa Rejection

1. Insufficient Financial Means

Why Applications Get Rejected:

• Bank balance too low for intended stay
• Irregular income patterns
• Unexplained large deposits shortly before application
• No proof of stable income

How to Avoid:

• Maintain minimum balance of ₹75,000-90,000 for 15-day trip
• Show 6 months of consistent bank statements
• Avoid sudden large deposits
• Provide salary slips and ITR as supporting evidence
• If sponsored, provide strong sponsorship documents

2. Incomplete or Incorrect Documentation

Common Mistakes:

• Missing documents from checklist
• Photocopies instead of originals
• Expired documents
• Unsigned forms
• Mismatched information across documents

How to Avoid:

• Use official VFS checklist
• Double-check all documents before submission
• Ensure all forms are signed and dated
• Verify information consistency across all documents
• Bring both originals and photocopies

3. Lack of Travel Insurance

Issues:

• No insurance certificate
• Insufficient coverage (less than €30,000)
• Insurance not valid for entire Schengen Area
• Coverage period doesn't match travel dates

How to Avoid:

• Purchase Schengen-compliant travel insurance
• Ensure minimum €30,000 coverage
• Coverage must be valid for all Schengen countries
• Insurance dates should cover entire trip plus buffer days

4. Unclear Purpose of Visit

Red Flags:

• Vague travel itinerary
• No hotel bookings
• Inconsistent information about trip purpose
• No invitation letter (if visiting friends/family)

How to Avoid:

• Provide detailed day-by-day itinerary
• Book hotels or provide invitation letters
• Clearly state purpose in cover letter
• Provide supporting documents for stated purpose

5. Weak Ties to India

Concerns:

• No stable employment
• No property ownership
• No family ties in India
• Previous overstays or immigration violations

How to Avoid:

• Provide employment certificate and NOC
• Show property documents if available
• Demonstrate family ties (marriage certificate, children's documents)
• Maintain clean travel history

6. Previous Visa Violations

Issues:

• Overstayed previous Schengen visa
• Worked on tourist visa
• Violated visa conditions
• Deportation history

How to Avoid:

• Always comply with visa conditions
• Never overstay
• Maintain clean immigration record
• If you have violations, wait appropriate time before reapplying

7. Suspicious Travel History

Red Flags:

• Multiple visa rejections
• Frequent travel to high-risk countries
• Gaps in travel history explanation
• Inconsistent travel patterns

How to Avoid:

• Explain any previous rejections honestly
• Provide context for travel history
• Show legitimate reasons for all trips
• Build positive travel history with visa-free countries first

8. Invalid or Expiring Passport

Problems:

• Passport expiring within 6 months
• Damaged passport
• Insufficient blank pages
• Passport issued more than 10 years ago

How to Avoid:

• Renew passport if expiring within 6 months
• Ensure at least 2 blank pages
• Keep passport in good condition
• Check passport issue date

9. Fraudulent Documents

Serious Issues:

• Fake bank statements
• Forged employment letters
• False hotel bookings
• Manipulated documents

Consequences:

• Immediate rejection
• Ban from Schengen Area (up to 5 years)
• Criminal charges possible
• Permanent record

How to Avoid:

• Never submit fake documents
• Use only genuine documents
• Don't use agents who promise "guaranteed visas"
• Be honest in all information provided

10. Inadequate Cover Letter

Common Mistakes:

• Generic template letters
• No clear explanation of trip purpose
• Missing important details
• Poor English or grammar errors

How to Avoid:

• Write personalized cover letter
• Clearly explain purpose, itinerary, and return plans
• Address any potential concerns proactively
• Proofread carefully

What to Do If Your Visa Is Rejected

Understanding the Rejection Letter

When your visa is rejected, you'll receive a letter stating:

• Reason for rejection (coded)
• Right to appeal
• Appeal deadline
• Contact information

Common Rejection Codes:

• Code 1: Invalid travel document
• Code 2: Insufficient means of subsistence
• Code 3: Purpose and conditions of stay not justified
• Code 4: Insufficient information to assess application

Options After Rejection

Option 1: Reapply

• Address the rejection reasons
• Gather additional supporting documents
• Wait appropriate time (usually 1-3 months)
• Submit fresh application with improved documentation

Option 2: Appeal

• File appeal within specified deadline (usually 15-30 days)
• Provide additional evidence
• Explain circumstances
• Appeal process can take 2-3 months

Option 3: Apply for Different Schengen Country

• If Bulgaria rejected, try another Schengen country
• Ensure you meet that country's requirements
• Don't hide previous rejection

Tips to Increase Approval Chances

1. 1. Apply Early: Don't wait until last minute
   2. Be Honest: Never provide false information
   3. Complete Documentation: Submit all required documents
   4. Strong Financials: Show sufficient funds
   5. Clear Itinerary: Provide detailed travel plans
   6. Travel Insurance: Get comprehensive coverage
   7. Professional Presentation: Organize documents neatly
   8. Cover Letter: Write compelling, honest letter
   9. Ties to India: Demonstrate strong reasons to return
   10. Clean History: Maintain good travel record

From Visa Consultants and Immigration Experts

1. Apply Early: Start your application process at least 2-3 months before your intended travel date. This gives you time to gather documents and handle any issues.

2. Be Honest: Never provide false information or fake documents. Honesty is crucial, and fraud can result in permanent bans.

3. Strong Financial Profile: Maintain a healthy bank balance for at least 6 months before applying. Avoid sudden large deposits that can't be explained.

4. Detailed Itinerary: Provide a day-by-day travel plan with specific attractions, cities, and activities. This shows genuine tourist intent.

5. Professional Presentation: Organize your documents neatly in the order specified by VFS. Use a folder or file to keep everything together.

6. Cover Letter Matters: Write a personalized, compelling cover letter explaining your trip purpose, itinerary, and strong ties to India.

7. Travel Insurance: Don't skimp on insurance. Get comprehensive coverage from a reputable provider.

8. Employment Stability: If employed, show stable employment with good salary. If self-employed, provide strong business documentation.

9. Previous Travel History: If you have traveled to Schengen countries before, include copies of previous visas and stamps.

10. Follow Up: Track your application regularly and respond promptly if additional documents are requested.

Common Mistakes to Avoid

❌ Don't:

• Apply at the last minute

• Submit incomplete documents

• Provide fake or forged documents

• Book non-refundable flights before visa approval

• Overstay previous visas

• Provide inconsistent information

• Ignore rejection reasons if reapplying

• Use unreliable visa agents

• Forget to sign forms

• Submit poor quality photographs

✅ Do:

• Apply 2-3 months in advance

• Double-check all documents

• Be honest and transparent

• Use flight reservations/dummy tickets

• Maintain clean travel history

• Ensure consistency across all documents

• Address rejection reasons thoroughly

• Use official VFS channels

• Sign all forms properly

• Provide high-quality photographs

Obtaining a Bulgaria visa for Indians in 2025-2026 has become more streamlined with Bulgaria's full Schengen integration and the expansion of VFS Global centres across India. Whether you're planning a short tourist visit or a long-term stay for work or study, understanding the requirements, preparing thorough documentation, and following the application process carefully will significantly increase your chances of approval.

Key Takeaways:

• Bulgaria is now a full Schengen member (since January 1, 2025) 

• Indian citizens require a Schengen visa - no visa-on-arrival 

• Long-term visa applications now available across India (since November 1, 2025) 

• VFS Global centres operational in 6 major Indian cities 

• Standard processing time: 15 days (can extend to 30-45 days) 

• Visa fees: €80 (₹7,280) for adults + VFS charges 

• Travel insurance mandatory (minimum €30,000 coverage) 

• Apply 2-3 months before intended travel 

• Maintain clean travel history and strong financial profile 

• Be honest and provide complete documentation

With proper preparation and attention to detail, your Bulgaria visa application can be a smooth and successful process. Bulgaria offers Indian travelers an affordable, beautiful, and culturally rich European destination with the added benefit of Schengen Area access.

Disclaimer: Visa regulations can change without notice. Always verify current requirements through official Bulgaria government sources before applying. This guide is for informational purposes only and does not constitute legal advice.

Last Updated: December 2025

Content Accuracy: This comprehensive guide has been compiled based on extensive research of official Bulgarian government sources, the VFS Global application portal for Bulgaria in India, verified diplomatic announcements, and real experiences shared by Indian travelers who have successfully obtained Bulgarian visas.

Expert Contributors: BTW Visas experts team with 15+ years of industry experience, with a 99% visa success rate, and have processed more than 4 lakh+ Visas.

General Questions

Q1: Do Indian citizens need a visa for Bulgaria in 2025-2026?

Yes, all Indian passport holders require a visa to enter Bulgaria. Since January 1, 2025, Bulgaria is a full Schengen member, so Indian citizens must obtain a Schengen visa. There is no visa-on-arrival facility for Indians.

Q2: Is Bulgaria visa easy to get for Indians?

Bulgaria has a relatively moderate approval rate of approximately 90.6% (rejection rate of 9.4%). With proper documentation, sufficient funds, and clear travel purpose, most Indian applicants receive approval. It's considered easier than some popular Schengen countries like France or Germany.

Q3: How much bank balance is required for Bulgaria visa?

While there's no official fixed amount, visa officers typically expect:

• Minimum ₹75,000-90,000 for a 15-day trip

• Approximately €50-60 per day of stay

• 6 months of consistent bank statements

• Proof of regular income

Q4: Can I work in Bulgaria on a tourist visa?

No, absolutely not. Working on a tourist visa (Type C) is illegal and can result in:

• Deportation

• Ban from Schengen Area

• Criminal charges

• Permanent immigration record

For work purposes, you must apply for a Type D work visa.

Q5: How long can I stay in Bulgaria with a Schengen visa?

With a short-stay Schengen visa, you can stay up to 90 days within any 180-day period. This applies to the entire Schengen Area, not just Bulgaria.

Application Process Questions

Q6: Where can I apply for a Bulgaria visa in India?

You can apply at VFS Global centres in:

• New Delhi

• Mumbai

• Bengaluru

• Chennai

• Kolkata

• Ahmedabad

All applications are processed through VFS Global on behalf of the Bulgarian Embassy.

Q7: How long does it take to get a Bulgaria visa?

Standard processing time is 15 calendar days, but can extend to:

• 30 days in exceptional cases

• 45 days for complex applications

It's recommended to apply 6-8 weeks before your intended travel date.

Q8: Can I apply for a Bulgaria visa online?

Currently, you cannot complete the entire application online. However, you can:

• Fill the application form online

• Book appointment online

• Pay fees online

• Track application online

You must still visit VFS centre in person for document submission and biometrics.

Q9: Do I need to book flights before applying for a visa?

No, you should NOT purchase non-refundable flight tickets before visa approval. Instead, provide:

• Flight reservations (dummy tickets)

• Travel itinerary

• Confirmed bookings only after visa approval

Q10: Is travel insurance mandatory for Bulgaria visa?

Yes, travel insurance is absolutely mandatory with:

• Minimum coverage of €30,000

• Valid throughout Schengen Area

• Coverage for medical emergencies, hospitalization, and repatriation

• Valid for entire duration of stay

Visa Types and Validity Questions

Q11: What is the difference between Type C and Type D visa?

Type C (Short-stay):

• For stays up to 90 days

• Tourism, business, family visits

• Cannot be extended (except exceptional cases)

• Valid throughout Schengen Area

Type D (Long-stay):

• For stays exceeding 90 days

• Work, study, family reunification

• Can be converted to residence permit

• Specific to Bulgaria

Q12: Can I visit other Schengen countries with a Bulgaria visa?

Yes! Since January 1, 2025, Bulgarian Schengen visas are valid throughout all 27 Schengen countries. You can travel freely within the Schengen Area during your visa validity.

Q13: Can I extend my Bulgaria tourist visa?

Generally, no. Short-stay Schengen visas cannot be extended except in cases of:

• Force majeure

• Humanitarian reasons

• Serious personal reasons

Extensions are rare and must be applied for before visa expiry.

Q14: What is a multiple-entry Schengen visa?

A multiple-entry visa allows you to enter and exit the Schengen Area multiple times during the visa validity period. However, you must still respect the 90/180 day rule.

Q15: How many times can I enter Bulgaria with a Schengen visa?

Depends on your visa type:

• Single entry: One entry only

• Double entry: Two entries

• Multiple entry: Unlimited entries (within validity and 90/180 rule)

Financial and Documentation Questions

Q16: What documents are required for Bulgaria visa?

Essential documents include:

• Valid passport (6 months validity)

• Completed application form

• Passport-size photographs (2)

• Travel itinerary

• Hotel bookings/invitation letter

• Bank statements (6 months)

• Employment/education proof

• Travel insurance certificate

• Cover letter

Q17: Can someone sponsor my Bulgaria visa application?

Yes, sponsorship is accepted. The sponsor must provide:

• Notarized sponsorship letter

• Sponsor's bank statements (6 months)

• Sponsor's income proof

• Relationship proof

• Sponsor's ID documents

Q18: Do I need hotel bookings for the entire trip?

Yes, you must provide accommodation proof for your entire stay in Bulgaria. This can be:

• Hotel bookings

• Hostel reservations

• Rental agreement

• Invitation letter from host (if staying with friends/family)

Q19: What if I don't have 6 months of bank statements?

6 months of bank statements are typically required. If you don't have them:

• Provide whatever statements you have

• Include additional financial documents (FDs, property papers)

• Provide strong sponsorship

• Explain circumstances in cover letter

However, lack of 6-month statements may weaken your application.

Q20: Can I use my credit card statements as proof of funds?

Credit card statements can be used as supplementary documents but should not be the primary proof of funds. Bank savings account statements showing regular income are preferred.

Specific Situations

Q21: Can I apply for a Bulgaria visa if I'm unemployed?

Yes, but you must show:

• Sufficient funds in bank account

• Source of funds (savings, investments, property)

• Sponsorship (if applicable)

• Strong ties to India

• Clear purpose of visit

Unemployed applicants face higher scrutiny, so documentation must be strong.

Q22: Do children need a separate visa?

Yes, children need individual visas. Requirements include:

• Child's passport

• Birth certificate

• Parental consent letter (notarized)

• Parents' passport copies

• School leave approval

• If traveling with one parent: Consent from other parent

Q23: Can I apply for a Bulgaria visa if I have a criminal record?

Having a criminal record doesn't automatically disqualify you, but:

• You must declare it honestly

• Serious crimes may result in rejection

• Minor offenses may be overlooked

• Each case is evaluated individually

Hiding criminal history can result in permanent ban.

Q24: What if my passport expires during my trip?

Your passport must be valid for at least 6 months beyond your intended departure date from Bulgaria. If it expires during your trip, you must renew it before applying for a visa.

Q25: Can I apply for a Bulgaria visa from a country other than India?

Generally, you should apply from your country of legal residence. If you're legally residing in another country (with residence permit), you can apply there. Tourist visa holders cannot apply from third countries.

After Visa Approval

Q26: What should I check when I receive my visa?

Verify:

• Visa type (C or D)

• Validity dates (from-to)

• Number of entries (single/multiple)

• Duration of stay (90 days)

• Personal details (name, passport number)

• Any remarks or conditions

Report errors immediately to VFS Global.

Q27: Can I enter Bulgaria before my visa start date?

No, you cannot enter before the "valid from" date on your visa. Early entry will result in denial of entry at the border.

Q28: Do I need to enter Bulgaria first if I have a Bulgarian Schengen visa?

No, you can enter through any Schengen country. However, Bulgaria should be your main destination (longest stay) as per your application.

Q29: What happens if I overstay my Bulgaria visa?

Overstaying can result in:

• Fines and penalties

• Deportation

• Ban from Schengen Area (1-5 years)

• Difficulty getting future visas

• Criminal record

Always leave before your visa expires.

Q30: Can I convert a tourist visa to a work visa while in Bulgaria?

No, you cannot convert a Type C tourist visa to a Type D work visa while in Bulgaria. You must return to India and apply for the appropriate visa type.

Cost and Payment Questions

Q31: What is the total cost of Bulgaria visa for Indians?

Breakdown:

• Visa fee: ₹7,280 (adult)

• VFS service charge: ₹2,415

• Travel insurance: ₹500-1,500

• Miscellaneous: ₹500-1,000

• Total: Approximately ₹11,000-13,000

Q32: Are visa fees refundable if rejected?

No, visa fees are non-refundable regardless of the decision. You lose the entire amount if your visa is rejected.

Q33: Can I pay visa fees online?

Yes, you can pay online through the VFS Global portal or pay in person at the VFS centre using:

• Cash (INR)

• Credit/Debit card

• Demand draft

Travel and Entry Questions

Q34: What questions will immigration ask at Bulgaria border?

Common questions include:

• Purpose of visit

• Duration of stay

• Accommodation details

• Financial means

• Return ticket confirmation

• Travel insurance

• Occupation in India

Be honest and have supporting documents ready.

Q35: Can I travel to Bulgaria during COVID-19?

As of 2025, most COVID-19 restrictions have been lifted. However, check:

• Latest travel advisories

• Health requirements

• Insurance coverage for COVID-19

• Entry requirements on Bulgarian government website

Requirements can change, so verify before travel.

Q36: Do I need to show cash at Bulgaria immigration?

While not always required, it's advisable to carry:

• Some cash in Euros (€500-1000)

• Credit/debit cards

• Bank statements

• Proof of accommodation payment

This demonstrates financial means if questioned.

Q37: Can I drive in Bulgaria with an Indian license?

Indian driving licenses are recognized in Bulgaria for short stays (up to 90 days). However, it's recommended to carry:

• International Driving Permit (IDP)

• Original Indian driving license

• Passport

• Visa documents

Q38: What is the currency in Bulgaria?

Bulgaria uses the Bulgarian Lev (BGN). As of 2025:

• 1 BGN ≈ ₹47

• 1 EUR ≈ 1.95 BGN

Bulgaria is expected to adopt the Euro in 2026.

Q39: Is Bulgaria expensive for Indian tourists?

Bulgaria is one of the most affordable European destinations for Indians:

• Daily budget: €30-50 (₹2,700-4,500)

• Accommodation: €20-40 per night

• Meals: €10-15 per day

• Transportation: €5-10 per day

It's 40-60% cheaper than Western European countries.

Q40: What are the best months to visit Bulgaria?

Best Times:

• Summer (June-August): Beach season, festivals, warm weather

• Spring (April-May): Pleasant weather, fewer crowds

• Autumn (September-October): Beautiful foliage, wine harvest

• Winter (December-February): Skiing, winter sports

Peak Season: July-August (book visa appointments early)